Settlement Services

Settlement Services at Two Rivers Title Company

Whether you want a title search, loan settlement, or both, we can assure you that our professional staff will see your loan processed immediately, and once closed, your documents returned without errors. Our notaries are licensed, trained professionals who not only understand your loan products through extensive training, but who are also trained to understand the borrower’s wants and needs as consumers. The Principals of Two Rivers Title, who are real estate attorneys, are always available to the notaries to answer any questions your clients may have.

We accommodate our/your clients by conducting closings wherever and whenever it is convenient for them; whether it be in their home, at their place of business or at the lender’s office; daytime, evening or on the weekends. All security instruments and original documents required by the lender are reviewed with the clients so they feel comfortable with the product and understand the terms of their loan.

The closing is usually the only time the client has had one-on-one contact with a representative of the bank. We will guarantee you that your client will leave the closing with a lasting impression that the bank cared about them.

Witness Signing Services

Coordination of the execution of the loan documents by scheduling a qualified notary or attorney to acknowledge and witness the signatures in compliance with the lender’s closing instructions. Signing appointments can be scheduled on a 24-hour a day, seven days a week basis at the borrower’s choice of location.

Attorney Closings

In states where notaries and closing agents are not eligible to perform signings on real estate transactions, Two Rivers Title manages a network of licensed attorneys to fulfill the closing services.

Close by Phone

Two Rivers Lender Services simplifies the closing process through our Close by Phone program. Two Rivers telephones the borrower at scheduled date and time and reviews the entire closing package with borrower. The Lender has the option to allow the borrower to take the closing documents to a notary of their choice or have Two Rivers schedule a notary to acknowledge the security instrument and any other document(s) requiring the action of a notary.

Full Closings

We offer a full range of settlement services, including:

• Obtaining payoffs
• Preparation of settlement statements and ancillary documents
• Title curative work
• Obtaining tax and insurance certifications
• Funding
• Post-closing review of security instruments utilizing centralized processing in combination with our network of Two Rivers closing agents and notaries.

Funding Services

Two Rivers offers centralized disbursement of loan transactions according to the lender’s specifications, using a single wire transmission to fund loans nationwide at a fixed cost from a secure single source. Two Rivers is responsible for HUD-1 preparation, document delivery to the closing appointment, post closing review of the executed closing documents and disbursing the loan proceeds, payoffs and ancillary costs as directed by the lender through a single lender check or by wire for multiple funding.

Contact Two Rivers Title Today to discuss our settlement services.