Two Rivers Title

NJ Title Insurance Company

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Miscellaneous E&O Insurance

E&O InsuranceAs your closing partner, Two Rivers Title offers E&O insurance through our partner company, Two Rivers National Insurance Agency (TRNIA)

Understanding E&O Insurance

E&O insurance (errors and omissions), synonymous with professional liability insurance and malpractice insurance, is recommended for anyone who performs a professional service for a client. Service related professionals such as accountants, insurance agents, lawyers, doctors, architects, engineers, advertising agencies, or anyone else that provides a professional service is at risk for lawsuits arising from claims of negligence or a failure to perform expected duties.

What is Covered by E&O Insurance?

While policies can vary depending upon business type and carrier options, in general E&O insurance protects professionals from things that are not covered by general liability insurance; claims of negligence, claims of failure to perform services, alleged mistakes, bad advice, or misrepresentations. It also helps cover legal defense fees in the event of a lawsuit.

E&O insurance is typically issued on a claims-made basis, which means that the insurance covers only events that occur while the coverage is active. For this reason, it is important to maintain coverage at all times and at the end of a business lifecycle, a ‘tail’ can be purchased to protect the principals and producers for several years after the business has closed.

Contact Us Today

A lawsuit can be very costly, time-consuming, and damaging to a business. Having the right E&O insurance coverage can reduce or eliminate potential damages. E&O insurance policies can vary greatly depending on the kind of business you are in, and the type of service you provide. At Two Rivers Title, we will meet with you in person to discuss your situation, give you a comprehensive breakdown of your options, and come up with a customized insurance plan that meets your specific needs. Contact us today to learn more.


Two Rivers National Insurance Agency (TRNIA) is a full service insurance agency specializing in the needs of the real estate industry and the professionals who serve in it. Founded in 2016, TRNIA is the result of two well established professionals in the real estate, title, and insurance industries, Matthew Cohen, Esq., Principal of Two Rivers Title Company, LLC and Aaron Levine, CEO of LG Insurance Agency, working to serve the needs of their mutual client base.

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About Matthew Cohen

Matt Cohen
Matthew Cohen, Esq. is a Principal and Title Officer of Two Rivers Title Company, a multi-state title and escrow company based in Little Silver, NJ with offices throughout New Jersey. An expert in his field, Matthew has been a member of the New Jersey and New York Bars for over 25 years...Read Full Bio

Please contact Matthew by calling (732)747-3615 ext. 115.

Email Two Rivers Title at [email protected]

About Aaron Levine


Aaron is the Founder and CEO of LG Insurance Company, a full service agency based in Long Branch, New Jersey. With over 10 years of experience in the insurance industry, Aaron expertise combined with his dedication to customer service and client deliverability make him an ideal leader for the daily operations of TRNIA. Read Full Bio

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