Industry News | Two Rivers Title Company | Real Estate Industry News

5 Mortgage Closing Terms Every Home Buyer Should Know

5 Mortgage Closing Terms Every Home Buyer Should Know Buying a home is the largest investment that most people will make in their

Title Insurance 101

Are you buying a home and unsure about exactly what title insurance is and what it does for you? Read on to

Recorded Life Estate Equitably Subordinated to Mortgage

The following article originally appeared on the American Land Title Association (ALTA) website on July 20, 2017. The Docket: Recorded Life Estate Equitably Subordinated

Court Ruling Prioritizes Mortgage Over Life Estates

Although not applicable in every state, equitable subrogation laws are often used by insurers as a safety net in the case of

Two Rivers Title Raises Over $2000 For STEAMpark, Inc.

[caption id="attachment_2093" align="aligncenter" width="559"] Volunteers: pictured in back row (left to right): Susan Alderson, Maria Moschitta, Theresa Todd, Stephanie Benedetto, Aaron Levine, Stacy

Two Rivers Title Announces STEAMpark, INC. Fundraiser

Two Rivers Title is Proud to Support STEAMpark, INC. Bucket Brigade to be Held on August 1st and August 2nd at Two Rivers

Two Rivers Title Hosts Take Steps for Crohn’s & Colitis Walk in Asbury Park

On Sunday, May 21st the Two Rivers Title team came together for the Take Steps for Crohn’s & Colitis walk, the nation’s largest

Counties Release County Specific Forms

All counties have now released county specific forms of a new cover page to be included with all documents. For those documents which

Matthew Cohen, Esq. to speak at 2017 NJSBA Real Estate Conference

Matthew Cohen, Esq. of Two Rivers Title will be speaking at the 2017 NJSBA Real Estate Conference on 3/23/2017 on the topic of fraud concerns

Why The Housing Market Is Not Immune to a Trump Immigration Policy

"University of Washington economist Jacob Vigdor reckons that the country’s 40 million immigrants account for $3.7 trillion in property wealth. [Bloomberg] — Konrad

Bank of America: TRID Rule – Meeting the Closing Date

One of our National Underwriters, First American Title Insurance Company, has asked us to pass on the following announcement from Bank of America

What Does President Trump’s Plan to Deregulate the Housing Industry Really Mean?

With promises to do a "big number" on the Dodd-Frank Act and Executive Orders freezing new regulations or mandating reductions in the number

How President Trump’s Travel Ban Could Impact the Housing Market

There is no doubt that President Trump’s first week in office has been full of activity that is drawing strong reactions both domestically

Understanding The Complex Relationship Between Title Agents and Attorneys

The relationship between a title insurance company and counsel varies by state. Understanding the intricacies of this relationship in general, and specifically within

What Could Saying Goodbye to Fannie Mae and Freddie Mac Mean for the 30-year Mortgage?

Until recently the question of whether a 30 year mortgage option could survive the reduction or elimination of government backing has been mostly

President Trump Suspends Mortgage Insurance Rate Cut

One of the first acts taken by the newly inaugurated President Trump was to indefinitely halt a pending rate cut for mortgage insurance

Two Rivers Title Company LLC Opens Office in Verona

Verona, NJ Two Rivers Title Company, LLC is pleased to announce the opening of its newest location at 110 Fairview Avenue, Suite 3,

2016 Event Photo Gallery

September 28, 2016 CLE Event Condos, Co-Ops & 99 Year Leases Sponsored by Old Republic Title Insurance Company and The Grabas Institute September

How will a Trump Presidency Affect the Housing Market?

This time period between the Presidential election on November 8 and Inauguration Day on January 20 is always one full of uncertainty. However,

No NPI was Compromised in the Making of this Anecdote

Information is power, especially in today’s information driven society. Some individuals are willing to break the law in order to access information. Hackers

Is July HMI Decrease A Sign of Things to Come?

The National Association of Home Builders/Wells Fargo Housing Market Index (HMI) was recently released for the month of July. Builder Sentiment fell one

Five Reasons You Need an Attorney for a Closing

While hiring an attorney for a real estate transaction is not a requirement, I strongly advise anyone purchasing or selling real estate to

Will Brexit Affect the Housing Market Across the Pond?

There are still many factors up in the air as the world waits to see the fallout of Brexit, the United Kingdom’s vote

Jackson, NJ Grand Opening Event

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LU1heW9yLTMuanBnIiwidGl0bGUiOiJNYXR0IHdpdGggTWF5b3IgMyIsImNhcHRpb24iOiIiLCJhbHQiOiJNYXR0IENvaGVuIHdpdGggTWF5b3IiLCJkZXNjcmlwdGlvbiI6IiJ9,eyJ1cmwiOiJodHRwczpcL1wvdHdvcml2ZXJzdGl0bGUuY29tXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDE2XC8wN1wvTWF0dC13aXRoLU1heW9yLTQuanBnIiwidGl0bGUiOiJNYXR0IHdpdGggTWF5b3IgNCIsImNhcHRpb24iOiIiLCJhbHQiOiJNYXR0IENvaGVuIHdpdGggTWF5b3IiLCJkZXNjcmlwdGlvbiI6IiJ9,eyJ1cmwiOiJodHRwczpcL1wvdHdvcml2ZXJzdGl0bGUuY29tXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDE2XC8wN1wvTWF0dC13aXRoLVBsYXF1ZS5qcGciLCJ0aXRsZSI6Ik1hdHQgd2l0aCBQbGFxdWUiLCJjYXB0aW9uIjoiIiwiYWx0IjoiTWF0dCBDb2hlbiB3aXRoIExha2V3b29kIENoYW1iZXIgb2YgQ29tbWVyY2UgUGxhcXVlIiwiZGVzY3JpcHRpb24iOiIifQ==,eyJ1cmwiOiJodHRwczpcL1wvdHdvcml2ZXJzdGl0bGUuY29tXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDE2XC8wN1wvTWF0dC13aXRoLVlhbmt5LUJyZW5uZXItRXNxLi5qcGciLCJ0aXRsZSI6Ik1hdHQgd2l0aCBZYW5reSBCcmVubmVyLCBFc3EuIiwiY2FwdGlvbiI6IiIsImFsdCI6Ik1hdHQgQ29oZW4gd2l0aCBZYW5reSBCcmVubmVyLCBFc3EuIiwiZGVzY3JpcHRpb24iOiIifQ==,eyJ1cmwiOiJodHRwczpcL1wvdHdvcml2ZXJzdGl0bGUuY29tXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDE2XC8wN1wvTWF5b3ItUHJlc2VudGluZy1QbGFxdWUxLmpwZyIsInRpdGxlIjoiTWF5b3IgUHJlc2VudGluZyBQbGFxdWUxIiwiY2FwdGlvbiI6IiIsImFsdCI6Ik1heW9yIFByZXNlbnRpbmcgTGFrZXdvb2QgQ2hhbWJlciBvZiBDb21tZXJjZSBQbGFxdWUiLCJkZXNjcmlwdGlvbiI6IiJ9,eyJ1cmwiOiJodHRwczpcL1wvdHdvcml2ZXJzdGl0bGUuY29tXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDE2XC8wN1wvTWF5b3ItUHJlc2VudGluZy1QbGFxdWUyLmpwZyIsInRpdGxlIjoiTWF5b3IgUHJlc2VudGluZyBQbGFxdWUyIiwiY2FwdGlvbiI6IiIsImFsdCI6Ik1heW9yIFByZXNlbnRpbmcgTGFrZXdvb2QgQ2hhbWJlciBvZiBDb21tZXJjZSBQbGFxdWUiLCJkZXNjcmlwdGlvbiI6IiJ9,eyJ1cmwiOiJodHRwczpcL1wvdHdvcml2ZXJzdGl0bGUuY29tXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDE2XC8wN1wvTWlrZS1TbnlkZXItd2l0aC1DbGllbnQtaW4tQ29uZmVyZW5jZS1Sb29tLmpwZyIsInRpdGxlIjoiTWlrZSBTbnlkZXIgd2l0aCBDbGllbnQgaW4gQ29uZmVyZW5jZSBSb29tIiwiY2FwdGlvbiI6IiIsImFsdCI6Ik1pa2UgU255ZGVyIHdpdGggQ2xpZW50IGluIENvbmZlcmVuY2UgUm9vbSIsImRlc2NyaXB0aW9uIjoiIn0=,eyJ1cmwiOiJodHRwczpcL1wvdHdvcml2ZXJzdGl0bGUuY29tXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDE2XC8wN1wvTWlrZS1TbnlkZXItd2l0aC1DbGllbnQuanBnIiwidGl0bGUiOiJNaWtlIFNueWRlciB3aXRoIENsaWVudCIsImNhcHRpb24iOiIiLCJhbHQiOiJNaWtlIFNueWRlciB3aXRoIENsaWVudCIsImRlc2NyaXB0aW9uIjoiIn0=,eyJ1cmwiOiJodHRwczpcL1wvdHdvcml2ZXJzdGl0bGUuY29tXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDE2XC8wN1wvUGxhcXVlLXdpdGgtZGVzay1pbi1iYWNrZ3JvdW5kLmpwZyIsInRpdGxlIjoiUGxhcXVlIHdpdGggZGVzayBpbiBiYWNrZ3JvdW5kIiwiY2FwdGlvbiI6IiIsImFsdCI6Ikxha2V3b29kIENoYW1iZXIgb2YgQ29tbWVyY2UgUGxhcXVlIiwiZGVzY3JpcHRpb24iOiIifQ==,eyJ1cmwiOiJodHRwczpcL1wvdHdvcml2ZXJzdGl0bGUuY29tXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDE2XC8wN1wvUmliYm9uLUN1dHRpbmctZmF2b3JpdGUtMi5qcGciLCJ0aXRsZSI6IlJpYmJvbiBDdXR0aW5nIGZhdm9yaXRlIDIiLCJjYXB0aW9uIjoiIiwiYWx0IjoiVHdvIFJpdmVycyBUaXRsZSBSaWJib24gQ3V0dGluZyIsImRlc2NyaXB0aW9uIjoiIn0=,eyJ1cmwiOiJodHRwczpcL1wvdHdvcml2ZXJzdGl0bGUuY29tXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDE2XC8wN1wvUmliYm9uLUN1dHRpbmctZmF2b3JpdGUuanBnIiwidGl0bGUiOiJSaWJib24gQ3V0dGluZyBmYXZvcml0ZSIsImNhcHRpb24iOiIiLCJhbHQiOiJUd28gUml2ZXJzIFRpdGxlIFJpYmJvbiBDdXR0aW5nIiwiZGVzY3JpcHRpb24iOiIifQ==,eyJ1cmwiOiJodHRwczpcL1wvdHdvcml2ZXJzdGl0bGUuY29tXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDE2XC8wN1wvUmliYm9uLWN1dHRpbmcxLmpwZyIsInRpdGxlIjoiUmliYm9uIGN1dHRpbmcxIiwiY2FwdGlvbiI6IiIsImFsdCI6IlR3byBSaXZlcnMgVGl0bGUgUmliYm9uIEN1dHRpbmciLCJkZXNjcmlwdGlvbiI6IiJ9,eyJ1cmwiOiJodHRwczpcL1wvdHdvcml2ZXJzdGl0bGUuY29tXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDE2XC8wN1wvUmliYm9uLUN1dHRpbmcyLmpwZyIsInRpdGxlIjoiUmliYm9uIEN1dHRpbmcyIiwiY2FwdGlvbiI6IiIsImFsdCI6IlR3byBSaXZlcnMgVGl0bGUgUmliYm9uIEN1dHRpbmciLCJkZXNjcmlwdGlvbiI6IiJ9,eyJ1cmwiOiJodHRwczpcL1wvdHdvcml2ZXJzdGl0bGUuY29tXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDE2XC8wN1wvU2lnbi5qcGciLCJ0aXRsZSI6IlNpZ24iLCJjYXB0aW9uIjoiIiwiYWx0IjoiVHdvIFJpdmVycyBUaXRsZSBTaWduIiwiZGVzY3JpcHRpb24iOiIifQ==,eyJ1cmwiOiJodHRwczpcL1wvdHdvcml2ZXJzdGl0bGUuY29tXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDE2XC8wN1wvU2lnbmFnZS1hbmQtQmFsbG9vbnMtMS5qcGciLCJ0aXRsZSI6IlNpZ25hZ2UgYW5kIEJhbGxvb25zIDEiLCJjYXB0aW9uIjoiIiwiYWx0IjoiVHdvIFJpdmVycyBUaXRsZSBMTEMgR3JhbmQgT3BlbmluZyIsImRlc2NyaXB0aW9uIjoiIn0=,eyJ1cmwiOiJodHRwczpcL1wvdHdvcml2ZXJzdGl0bGUuY29tXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDE2XC8wN1wvU2lnbmFnZS1hbmQtQmFsbG9vbnMtMi5qcGciLCJ0aXRsZSI6IlNpZ25hZ2UgYW5kIEJhbGxvb25zIDIiLCJjYXB0aW9uIjoiIiwiYWx0IjoiVHdvIFJpdmVycyBUaXRsZSBMTEMgR3JhbmQgT3BlbmluZyIsImRlc2NyaXB0aW9uIjoiIn0=,eyJ1cmwiOiJodHRwczpcL1wvdHdvcml2ZXJzdGl0bGUuY29tXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDE2XC8wN1wvU2lnbmFnZS1hbmQtQmFsbG9vbnMzLmpwZyIsInRpdGxlIjoiU2lnbmFnZSBhbmQgQmFsbG9vbnMzIiwiY2FwdGlvbiI6IiIsImFsdCI6IlR3byBSaXZlcnMgVGl0bGUgTExDIEdyYW5kIE9wZW5pbmciLCJkZXNjcmlwdGlvbiI6IiJ9,eyJ1cmwiOiJodHRwczpcL1wvdHdvcml2ZXJzdGl0bGUuY29tXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDE2XC8wN1wvU2lnbmFnZS1hbmQtQmFsbG9vbnM0LmpwZyIsInRpdGxlIjoiU2lnbmFnZSBhbmQgQmFsbG9vbnM0IiwiY2FwdGlvbiI6IiIsImFsdCI6IlR3byBSaXZlcnMgVGl0bGUgTExDIEdyYW5kIE9wZW5pbmciLCJkZXNjcmlwdGlvbiI6IiJ9,eyJ1cmwiOiJodHRwczpcL1wvdHdvcml2ZXJzdGl0bGUuY29tXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDE2XC8wN1wvVmljdG9yaWEtSmlsbC1TdGFjeS5qcGciLCJ0aXRsZSI6IlZpY3RvcmlhLCBKaWxsLCBTdGFjeSIsImNhcHRpb24iOiIiLCJhbHQiOiJUd28gUml2ZXJzIF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